Bergen County Home Improvement Program (HIP)

The mission of the Bergen County Home Improvement Program (HIP) is to assist qualified low to moderate income Bergen County home and condominium owner occupants with an interest free, no monthly payment loan with improvements that upgrade the home, enhance the neighborhood, and help to maintain property values. Eligibility is based on income, financial status, family size, and the type of home improvements requested.

The Bergen County Home Improvement Plan (HIP) is especially popular with eligible Bergen County senior homeowners aging in place.  The HIP loan is interest-free with no monthly payments and no payback until the home is sold or the title is changed.  Payback funds recirculate back into the program for another eligible homeowner to benefit from.

https://www.co.bergen.nj.us/community-development/home-improvement-program

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